Saving Big Money

First of all, let me start by wishing all of the dads out there a happy Fathers Day! We very recently lost our family patriarch (my grandfather), so this Fathers Day is a little bittersweet as we all remember Fathers Days from the past. 

A week to the day after we lost my grandpa, I had a hysterectomy. It all went swimmingly well and I took it slow and easy for the first few days. But a week afterward, I was in extreme pain and running a fever. So, I went to the hospital at my doctor's bidding. After a week long stay and lots of tests and procedures, it turned out to just be a viral infection. I feel tons better now, but I dread the doctor bills.

So, I've been home since Friday evening, taking it slow and easy. I did make a trip to Walmart where my mother helped me with my grocery shopping. Since I had been gone a week, and precious perishables were in my fridge before I left for the hospital, a trip was necessary. 

I highly suggest before going to a grocery store to take inventory of what you already have in the fridge, cabinets, and pantry. Then make a list of the things you need. Once you get to the store, stick to your list. This will help you save $$ in the long run. Plus, if you eat before you go, it also helps keep you from buying unnecessary items.

After my trip to the store, I had posted a rant on Facebook about spending $140 at the grocery store. The result left me feeling good about that rant. Why? Because if you shop at certain grocery chains, you may have additional options to save even more. Here are a few that I know of at the moment. If you know of more, please chime in on the comments:

Walmart has an app just for that. Available for both iOS and Android, you can download the app, use your Walmart login, and start saving. In the app is an option called Savings Catcher. It allows you to scan in your receipts, and Savings Catcher will scan other stores for items on sale for less than what you paid at Walmart. The result is you are then credited with the difference. With it only being June, I have friends with a family of four having a savings of over $300 so far. They then use the savings for Christmas. What a way to save!

Kroger (Fry's, Payless)
The Kroger app available for both iOS and Android is linked to your physical savings card. Each purchase is totaled up and used as fuel points. Use save 10 cents per gallon for every $100 you spend. If you use the pharmacy, you receive 50 points ($1 = 1 pt) for each prescription. Buying gift cards are doubled in point value. A family of four can save upward of $1.00 maximum per fill-up. Plus, at the pump, you can select the amount you wish to use for that fill-up. 

Both of these apps are FREE! So, I suggest you take a look at these (and others) and add them to your phone to start your savings.